Insurance Claims

Insurance Claims Attorney in Grand Rapids

Under Michigan law, you are not required to purchase property or homeowners insurance for your premises. However, if a lender has financed the property, they will require you to purchase this type of insurance for additional protection. Property insurance provides coverage in the event that your property is damaged by a storm, fire, or other type of destruction. The insurance process is complex though, and insurers do not want to pay out on expensive claims. It is for this reason you need a Michigan insurance claims lawyer who will help ensure you receive the full coverage you deserve.

Why You Should Not Contact the Insurer On Your Own

When you purchase insurance, you are actually purchasing protection. Ideally, after your property is damaged, you should be able to turn to your insurance company for the coverage you have purchased. Unfortunately, obtaining coverage from the insurance company is rarely easy, even when you deserve it. Insurance companies are very skilled at looking for weaknesses in your claim. They use these weaknesses to argue that they are not liable for paying full damages so they do not have to pay a fair settlement.

Insurance Companies Prioritize Their Profits

Insurance is big business, and the major corporations that provide coverage and handle claims are mostly concerned about their own profits. Insurers use many tools to protect their profits, and it is you as a property owner who will pay the price. When trying to reduce your settlement, the insurer will use many tactics, all of which are considered bad faith. These include:

• Offering a lowball settlement early in the process before you are even fully aware of the full extent of the property damage
• Intentionally making the claims process so arduous and complicated that you become frustrated and give up on your claim
• Prolonging the process for such a period of time that you give up on your claim
• Trying to deny you the coverage you deserve altogether

Why Work With a Michigan Insurance Claims Lawyer?

You may think you have nowhere else to turn except the insurance company. That is not true. If you have an insurance claim, work with an attorney who has the necessary experience to hold the insurer accountable for paying the full coverage you deserve. An attorney will make sure that your rights are protected from the very beginning. Additionally, if a complication does arise, your lawyer will already know the basic elements of your claim and act as your advocate so you receive the full coverage to which you are entitled.

Call Our Insurance Claims Attorney in Michigan Today

Damaged property can wreak havoc on your life, and it is a very stressful time. At Van Den Heuvel Law Office, our Michigan insurance claims attorney will relieve that stress by handling every aspect of your claim and making sure you receive the full payment you deserve. Call us today or contact us online to schedule a consultation.